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Federal and state agencies, as well as private companies, offer small-business grants. Here's a list of resources. Small-business grants provide free money for startups and existing businesses, including those impacted by the coronavirus pandemic. It takes time and effort to research and apply for funding, but the payoff can be worth it if you secure a grant for your small business. To help you get started, here’s a list of federal, state and private small-business grants and resources. Federal small-business grants Government agencies are among the biggest distributors of business grants, supporting a range of enterprises from environmental conservation to child care services. Applying may seem intimidating, but federal grants are great opportunities for small-business owners looking to grow. Grants.gov : Grants.gov is a comprehensive database of grants administered by various government agencies, such as the Education Department and the Department of Veterans Affairs. Small Busi

  The term "monetary policy" refers to what the Federal Reserve, the nation's central bank, does to influence the amount of money and credit in the U.S. economy. What happens to money and credit affects interest rates (the cost of credit) and the performance of the U.S. economy. Test your knowledge about monetary policy through this quiz. Additional quizzes are also available. What is inflation and how does it affect the economy? Inflation is a sustained increase in the general level of prices, which is equivalent to a decline in the value or purchasing power of money. If the supply of money and credit increases too rapidly over time, the result could be inflation.   What are the goals of monetary policy? The goals of monetary policy are to promote maximum employment, stable prices and moderate long-term interest rates. By implementing effective monetary policy, the Fed can maintain stable prices, thereby supporting conditions for long-term economic growth and maximum emp

  A legal lending is the maximum amount of money a bank can lend to a single borrower. Every financial institution in the U.S. has a legal lending limit that is overseen by the Federal Deposit Insurance Corp. (FDIC) and the Office of the Comptroller of the Currency (OCC).  The current code on legal lending limits states that a financial institution cannot lend more than 15% of its capital and surplus. 1  However, this can vary somewhat, depending on whether the bank operates at a state or federal level and whether a borrower uses collateral to secure the loan.  Definition and Examples of the Legal Lending Limit  The lending limit is the highest amount of money a bank or financial institution can lend to an individual borrower. In the U.S., the legal lending limit is outlined in  Part 32.3  of the U.S. Code (USC). The FDIC and OCC are responsible for managing the legal lending limit and guiding banks on how to enforce it. The legal lending limit cannot exceed 15% of a bank’s capital and

  Identifying the Ideal Investment Property We understand that the attributes of an investment property differ from what you are seeking in a home you will live in. Location and price are key to finding the ideal property so, let Les Maisons Partners serve as your guide through the process.. Holding and Renting Your Property Once you have decided that you would like to hold and lease your property, Les Maisons Partners can help you find a renter and handle all the paperwork involved in the rental process. Renovating and Selling Your Property For those investors who decide that renovating and selling the property is your goal, Les Maisons Partners can provide resources and recommendations to help you achieve your goal.

Do you want to know more about different investment options which are available? Credit Health Care has come up with the best  investment options which you can start implementing. Introduction: If you were born between the early 1980s and late 1990s, you are a millennial and if you are a millennial, odds are you are not investing your money in the stock market. According to a recent Harris poll, 79 percent of your generation is not handing over hard-earned cash to Wall Street. The reasons why are varied, and not what you would expect that only 13 percent say it is because they are paying off school  debt . What are the best  investment options that all the teenagers must know about? How much investment that any college student can make? Credit Health Care has come to you rescue by making a list of the points that you can start implementing. Start to Invest Early You should know that, when it comes to investing, do remember that ventures that are mo

Greece is an Attractive Investment Opportunity in Med and Europe, Says Minister Greece is today the  most attractive business opportunity  in the Mediterranean and Europe for investments in tourism and real estate, Greek Tourism Minister  Elena Kountoura  said on Friday. Photo source: Visit Greece /. Y Skoulas During her keynote speech at the  Mediterranean Resort & Hotel Real Estate Forum (MR&H)  in Athens, Minister Kountoura invited Greek and foreign investors to take advantage of the new prospects and invest in Greek tourism during this period of strong growth. She stressed that there is a strong political will to  encourage entrepreneurship and investments  so that Greece today can offer a  more friendly business environment , one that reduces bureaucracy, simplifies business operations and offers fast track procedures, as well as support to investors during all stages of tourism investments. Moreover, Minister Kountoura spoke of the  strong investment intere