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In recent times, the federal government of Nigeria has made loans available to boost the production of SMEs in the country. Therefore, there are a good number of loans that you can apply for across different sectors in Nigeria today. Essentially, these Federal Government Empowerment Loans in 2022 could also come in form of a grant and are open to all citizens. As long as you meet the minimum criteria, you stand a good chance of getting funds for your business. What are the latest Federal Government Empowerment Loans in 2022? Here are the top federal government empowerment loans so far in 2022: Survival fund loan The federal government of Nigeria created this survival fund loan as a way to help businesses that suffered losses during the lockdown. Basically, most businesses weren’t allowed to run, therefore, incurred great losses that some haven’t recovered from till today. Therefore, the government made this fun accessible to all companies for a duration of three months to help the busi

  It is normal for every working-class person to get bothered about retirement, especially when it’s close. Usually, people in this situation ask a lot of questions concerning their finances and how to get cash when they retire. One of the most common questions people ask is “Can a Retired Person Get a Payday Loan?”. Here is a direct answer to that question and other questions about applying for a retirement loan. Can a Retired Person Get a Payday Loan? The straightforward answer to this question is: yes, a retired person can get a payday loan. Whether you are obtaining a personal loan, funding the purchase of a new car, or even remortgaging your property, loans in retirement are feasible. Get a loan up to N100,000 at the best affordable rates in Nigeria Did you know that you can now you can compare interest rates from different lenders with our loan simulator and get the best deal? Making an informed loan decision requires comparing different loan offers before making a commitment. Th

  One of the greatest obstacles startups face in Nigeria is finance. Many times, it is easy to get the planning, and other key aspects of the business right, however, when there’s no funding for execution, there’s pretty much no progress. Therefore, many of these businesses look to the available startup funding in Nigeria to grow. See some top   business ideas in Nigeria . Also, the starting capital of a business, determines to an extent, the level at which it enters the market. In addition, it also plays a key role in how long a business can fund its operation without making a profit, as most businesses start that way. If you are a business owner looking for the best startup funding in Nigeria, here are some of the best picks for you: Types of Startup funding in Nigeria Crowdfunding: Since its emergence, crowdfunding has become one of the most common ways through which startups can raise funds in Nigeria. Primarily, it entails you pitching a business idea on the platform which hosts a

Housing, more accurately captured as shelter, is one of the three basic needs of man for survival. Without a shelter over your head, there’s pretty much nothing else that can go well. This is because it’s from the comfort of your home that you can earn a living to provide for your other basic amenities; food and clothing. Furthermore, rent is pretty expensive, especially when you live in a major city. If you cannot afford one, there are rent  that could help you meet your immediate needs, and allow you to pay up over time. Rent loans in Nigeria  Saving up for annual rent is outrightly a challenge for many Nigerians. The situation of things in the country is hard enough, with frequent inflation pushing up prices of goods. Therefore, this has left the country with a large percentage being poor, and individuals turning to family and friends to borrow in order to meet needs. However, in the end, these families and friends also have needs to meet, therefore leaving most to figure out things

  You would agree that being unemployed can be very harsh on your finances. In this situation, it is very important that you are prudent with the little you have. However, no matter how careful you are with spending, there are some unprecedented events that will require you to spend some cash. In this situation, you might not be able to cater to these needs because you are out of work. The good news is, you can access very few loan options as unemployed. This article provides you with details about loan options you can leverage and everything you need to know. Can you get a loan if you have no income? As we have earlier mentioned, it is very possible to get a loan if you are unemployed. However, to qualify for a loan with any lender, you will need to have an excellent credit history. In addition to this, you must have a good credit score and an alternate source of income. In the case of an alternate source of income, they want to use this to determine if you can meet up with the loan r

  Experts in Statista stated that the rate of unemployment in Nigeria rose to 33.28% in 2020. Hence, it is unsurprising that most people think of how to get money to sort their bills. This leads to the statement, “I’m Unemployed but I Need Money Now”, which is normal for people to worry about. In case you are wondering how to get money instantly if you are unemployed, read further to learn how to do this. Can I Take a Loan if I’m Unemployed? The simple answer to this is “yes”. There is a legit way you can get a loan if you are unemployed. Also, the loan application process is easy, quick, and seamless. You will learn more about how to apply for this type of loan subsequently.   What Should I Consider Before Taking Out a Loan While Unemployed? Before you try obtaining a loan, it’s important to be completely honest with yourself about your capacity to fully pay back the loan as initially agreed. It doesn’t matter if you’re unemployed or employed. Basically, missing only one payment can c

  It’s not easy to live with disabilities. It makes everything you do become an excruciating exercise in frustration. Basically, your daily life becomes more stressful, difficult, and tiring. Also, having disabilities can negatively impact your ability to earn a fixed income due to limited mobility. Hence, you may need to obtain a loan to take care of the never-ending bills. Payday Loans for People with Disabilities are a suitable solution to save yourself from financial stress. These kinds of loans are usually short-term and limited in size. However, they are still very beneficial for many people living with disabilities. As long as you spend them with purpose, you will do just fine. Can I Get Payday Loans for People with Disabilities? Disable people may find it difficult to access a loan. However, some loans are obtainable for people living on disability benefits. If this is your case, you can access a loan pending the day you get your pay. This kind of loan is generally called “payd