How can millennials make right investments?

Do you want to know more about different investment options which are available? Credit Health Care has come up with the best investment optionswhich you can start implementing.

Introduction:

If you were born between the early 1980s and late 1990s, you are a millennial and if you are a millennial, odds are you are not investing your money in the stock market. According to a recent Harris poll, 79 percent of your generation is not handing over hard-earned cash to Wall Street. The reasons why are varied, and not what you would expect that only 13 percent say it is because they are paying off school debt.

What are the best investment options that all the teenagers must knowabout? How much investment that any college student can make? Credit Health Care has come to you rescue by making a list of the points that you can start implementing.

Start to Invest Early

You should know that, when it comes to investing, do remember that ventures that are more volatile yield the highest return on investment . The investors, who have the time to recover if something were to go wrong, have the opportunity to make riskier moves.

Those who begin to invest late in life are often inherently more cautious with how they invest their money. Investment is not an easy thing and come with many ups and downs, so know the best possible option for you before you make the move.

Make a Investment Strategy

Create your investment plan and set specific and realistic goals. So, instead of saying you want to have enough money to retire comfortably, think about how much money you will need as part of your short-term and long-term goals.

Do calculate how much you need to save each month and choose your investment strategy and also develop an investment policy statement. Your investment expert can help you in this regard to find for you the best investment choices.

Must take Calculated Risks

Many investment experts need to take a calculate risk to expand their investment activities into a new competitive arena So, you must take calculated risks in terms of investment. Investment is a learning curve.

Financial growth happens when you take calculated risks with your money. You have to be willing to let your money go to work for you, but it does not work out that way, all the time so you need to take risks to make sure that you are taking the right risks.

Invest in your Education

All the teenagers must also invest on their own education. We have also discussed about student loan options in an earler post, so it is important to know the right choices which helps you take your career ahead.

Meanwhile, some parents may believe that it makes more sense not to save at all for their child’s future. The idea is that having no college savings also means having no assets to look for. So, do not forget to invest in education.

Check Online Investment Options

You can invest flexibly in exclusive investment opportunities not available on the open market and only available online. There are many options out there for investing your money online but you need to be aware about the rules.

The good websites on investment advice on the best investment options. There are many investment websites to pick from and it is important to decide on the best investment choice that you have in your front. Do also take professional help if required.

Do use Investment Apps

In an earlier post, we have already discussed about investment apps. There are many investment options for you to choose from. The micro-investing apps let you automatically invest small amounts of money. When you invest through an investment app, your money is typically tracked

With the growth of mobile market, the apps are designed specifically for novice investors and the technology is simple to understand, yet the features are comprehensive. So, go for your favorite investment app and start investing.

Always use Investment Calculator

Using financial calculator and also investment calculator is very beneficial for investors. Use this calculator and find out more on how to invest your money better in financial instruments based on your goals and time.

There are some things such as interest and tax rates cannot be predicted, these calculators are only intended to give you an idea of what your investment could be worth based on the different investing factors which add up to your investment portfolio.

Go for long-term Investments

Do remember that, a long-term investment is an account on the asset side of a company’s balance sheet that represents the company’s investments, including stocks, bonds, real estate and cash, that it intends to hold for more than a year.

Moreover, education, business, marriage, insurance policy, retirement pension are a few examples of long-term investment in our life from a very initial time. You can also start to invest in stocks which is very helpful and should be started early.

Also try short-term Investments

The investors should decide if they want to invest their money for short term and also should know how much they want to invest in the stock market. Moreover, if you are willing to go for this type of trading you should first try to look at the investment options available for short term.

You might get the maximum profits when you find the right stocks and so you have to find the right time and how and where to invest in the stocks. Getting the right information of the important investment concepts can also help you make the right planning in the market.

Consult Investment Advisor

It is very important to take expert assistance if necessary. Professional advice can help find an investment strategy that fits your individual plan, financial capabilities and life goals. However, that can only happen if you are completely honest with your advisor.

Think of a financial advisor as your financial healer, they cannot totally assess the situation and provide a recommendation until they have all the information. This includes your short term and long-term goals, tolerance for risk, time horizon and general knowledge of the investing world.

Things to Remember:

So, the tips are clear for you to invest. The points which are discussed are starting to invest early, making a investment strategy, taking calculated risks, investing in your education, checking online investment options, using investment apps, using investment calculator, going for long-term investments, going for substantial investment, trying short-term investments and also consulting investment advisor. Thus, the time has come to take the right steps towards investment.

Greece is an Attractive Investment Opportunity in Med and Europe, Says Minister

Greece is an Attractive Investment Opportunity in Med and Europe, Says Minister

Greece is today the most attractive business opportunity in the Mediterranean and Europe for investments in tourism and real estate, Greek Tourism Minister Elena Kountoura said on Friday.

Photo source: Visit Greece /. Y Skoulas

During her keynote speech at the Mediterranean Resort & Hotel Real Estate Forum (MR&H) in Athens, Minister Kountoura invited Greek and foreign investors to take advantage of the new prospects and invest in Greek tourism during this period of strong growth.

She stressed that there is a strong political will to encourage entrepreneurship and investments so that Greece today can offer a more friendly business environment, one that reduces bureaucracy, simplifies business operations and offers fast track procedures, as well as support to investors during all stages of tourism investments.

Moreover, Minister Kountoura spoke of the strong investment interest shown by the domestic and international markets for big tourism investments in Greece, scheduled for the coming years, which has also been confirmed by international forecasts, such as that of the World Travel & Tourism Council (WTTC). “The high tourism demand for Greece has attracted investors to the purchase of land use for new tourism investment plans,” she underlined.

Photo source: Visit Greece / H. Kakarouhas

The minister also presented the ministry’s plans for tourism in the coming years, which aims towards the increase of availability and quality in high-class units and investments in holiday complexes, the development of marinas and new home-port ports, the emergence of less developed Greek destinations and new thematic tourist products and services, with a focus on health and wellness tourism, golf, conference centers and theme parks.

Referring to the benefits of the Tourism Ministry’s national tourism policy running since 2017, the minister informed on the booming growth in tourist figures in recent years, and especially in 2019.

According to a recent survey, Greece, together with Spain and Italy have been ranked at the top as being the most attractive countries in the Mediterranean for investors.

Mining Investment Botswana Conference explores investment opportunity in Botswana and the region

Mining Investment Botswana, part of the Global Mining Investment Conference Series, will be launched in Gaborone, Botswana from 13 – 15 February 2019. This will be the only location in Southern Africa within the entire Mining Investment Series for 2019 and it seeks to draw international investors to Botswana to explore the mining opportunities in the country and the region.

Mining Investment Botswana is a strategic global mining conference that connects miners, investors, government officials and service providers for networking, partnering and business matching opportunities. Since its inception in Singapore in 2018, Mining Investment Conferences have successfully expanded beyond Asia to Panama, Oman and Nigeria with the same core objectives of highlighting mining investment opportunities in the host country and region as well as providing a networking, business matching and partnerships platform.
In Botswana, this inaugural conference is expected to gather over 200 attendees from various parts of the world to discuss on how industry players are coping with the volatile commodity prices, capital raising, investment strategies, technical innovations and where the mining industry is headed. Various aspects of the mining industry in Botswana will also be discussed through presentations and panel discussions by senior representatives from Botswana.

Key speakers include:

• Hon Tshekedi Khama, Minister, Ministry of Environment, Natural Resources, Conservation and Tourism, Botswana;
• Hon Vincent Seretse, Minister for the Ministry of Investment, Trade and Industry, Botswana;
• Charles Siwawa, CEO Botswana Chamber of Mines.

With growing interest to explore other sources of mining investment opportunities in the Southern African region, response towards Mining Investment Botswana has been encouraging and various speakers, sponsors and exhibitors have thus come on board for this event.
One of the conference speakers Mr Clyde Russell, Asia Commodities and Energy Columnist at Thomson Reuters, said ‘I am pleased to return to the Southern African region to share my insights on the mining industry and investment opportunities. Having spoken at and attended previous Mining Investment Conferences held in Singapore, I am confident this will be another quality event for all attendees.’
Mr Harvey Nkosi, Country Manager - Group Business Development in SADC region at Fraser Alexander, said ‘Fraser Alexander is honoured to be one of the sponsors for Mining Investment Botswana and we look forward to reaching out to various conference attendees at this event.’
More information on the conference can be found at www.mininginvestmentbotswana.com. Mining Investment Botswana is organised by Spire Events (Singapore) together with our local partner Koos Segola Business Solutions.
Background on the Global Mining Investment Conference Series
Mining Investment Conference Series is held globally in Africa, Latin America, Asia, Europe and the Middle East. It is anchored by Mining Investment Asia which will be held from 28 – 31 March 2019 in Singapore, along with Asia’s inaugural ‘Women in Mining Day’ on 28 March to address issues of gender diversity in the mining sector.
More details on upcoming global Mining Investment Conferences can be found at www.spire-events.com.
ISSUED BY: SPIRE EVENTS SINGAPORE
For media enquiries, please contact:
Mr Ng Chin Chye
Director (Marketing & Public Relations)
Tel: +65 6717 6014
Email: marketing@spire-events.com

Oil and Gas Investment Opportunities

The oil and gas industry continually buzzes with talk of “tax benefits” and “tax shelters.” To be fair, oil and gas investments can certainly provide incredible tax benefits, serving as legitimate tax shelters. Frankly, we wouldn’t do what we do if that weren’t the case, as good oil and gas investments are those that make money, and lots of it.

That said, we’re leery of the terminology.

Why So Little Talk of “Tax Benefits” and “Tax Shelters?”

“You live and learn.” We’ve heard that expression countless times over the years. Though perhaps cliché, that simple truism has seemingly touched every portion of our lives, and our investment strategy is no exception. In 2+ decades of investing in oil and gas, we have lived and we have certainly learned. Early on, we were often drawn to investments that boasted of their effectiveness as “tax shelters” and promised tremendous “tax benefits.” In the end, we learned that those terms often served as high gloss on dull investments.

Decades later, we know better and you get to reap the rewards.

Phenomenal Oil and Gas Investment Opportunities

We talk more of “phenomenal oil and gas investment opportunities” than we do of “tax benefits” and “tax shelters.” The reason is simple. While certainly the “benefits” (i.e., help on April 15th and tremendous ROI) of our investments is both stunning and quantifiable, our focus is on the quality of the oil and gas investment opportunities we seize. We want our investors to know that we’re in the oil field evaluating, inspecting, and measuring potential projects to ensure that the ones we take on are low risk, which translates as high probability that the well will produce a significant amount of oil over the life of the investment. So, we’re not into throwing around terminology to get you to jump into an investment. We’re about phenomenal oil and gas investment opportunities, so prefer to use that language.

Where Are Our Oil and Gas Investment Opportunities?

Because “phenomenal oil and gas investment opportunities” are our aim, we tend to focus more on geology than geography. Certainly, the majority of our oil and gas investments are in North America, but we regularly evaluate projects all over the world. In short, you will find Energy Capital Fund anywhere there is a phenomenal oil and gas investment opportunity.

Stock markets: Are differential voting rights shares a good investment opportunity? Check it out

DIFFERENTIAL Voting Rights shares, popularly known as DVRs, are like ordinary equity shares, but with different voting rights. DVRs provide the shareholders fewer voting rights than that of ordinary equity shares.

DVRs mostly trade at a discount and sometimes, the gap between DVR and ordinary shares is big, providing investment opportunities.

DIFFERENTIAL Voting Rights shares, popularly known as DVRs, are like ordinary equity shares, but with different voting rights. DVRs provide the shareholders fewer voting rights than that of ordinary equity shares. They are listed and traded in in the same manner as ordinary equity shares. Is it a good idea to have DVRs in your portfolio? Let us check it out.

Understanding DVRs

DVRs are similar to ordinary shares but carry lower voting rights and higher dividend. For instance, class ‘A’ DVR shares carry one tenth of voting shares which means one voting right for every 10 DVRs held. At the same time, this type of shares get 5% more dividend than that of ordinary equity shares. Generally, companies issue DVRs to prevent dilution of voting, hostile takeover and sometimes to fund large projects.

DVRs are mostly traded at a discount owing to the lower voting rights they carry. Globally, the discount rate is 10-12% but in India, they are traded at a discount of 40-50%. Ordinary shares and DVR shares tend to follow the similar pattern, of course, with a gap in price, and volumes of trade in DVRs are lower. Currently, only a handful of companies such as Tata Motors, Gujarat NRE Coke, Pantaloon Retail and Jain Irrigation have issued DVRs.

Should you buy DVRs?

There are several important factors that a retail investor needs to consider while buying DVRs. As we have discussed, DVRs mostly trade at a discount and sometimes, the gap between DVR and ordinary shares is big, providing investment opportunities. However, this gap will shrink over a period of time when everyone realises this as an opportunity and increase in awareness of this product and price of the DVRs will go up.

DVRs are a good investment opportunity for those investors who are keen to receive higher dividends and are not interested in attending annual general meetings of the companies and take part in decision making and voting process.

Similarly, as an investor if you are bullish on the company’s long term prospects, you may look at investing in its DVRs as it provides an opportunity to receive higher dividend and also take part in the company’s growth via capital appreciation.

However, before investing in DVRs, you should be convinced about the company’s future prospects and its fundamentals, and most importantly, management. Otherwise, there is no merit in giving up your voting rights for a lower price and it may not yield you the desired returns.

5 Investments Option with Great Profit Margins

With high inflation in the market and increasing cost of living, experts believe keeping all savings in bank with a fixed interest rate is not a viable option. It is no surprise that money makers are moving towards investment options which can provide a fair amount of return in a short time period. The higher the risk, the higher the return.

Below are the top 5 investment options popular amongst smart investors that grows your money faster than you can imagine. Grab the one best for you!

Stocks

Who doesn’t know about stocks? The most common of the investment opportunities with options ranging from high to low risk. Dealing in stocks is a demanding task. One should have a comprehensive knowledge about economic and market conditions. Else you will easily be misguided by giant players of the market.

Bonds

High yielding bonds issued by the governments or a high debt company are yet another popular form of investment. The risk is however less and so is the return.

Commodities

Commodity Future Trading is done in international arena. You trade for the present or in the future commodities offered by Pakistan Mercantile Exchange (PMEX). It takes in account the economic and political conditions of the world. The demand and supply of these commodities is better understood when you actually get into the play.

Though it provides fairly high returns in comparison to other investment opportunities, Commodity Trading is still in its early phases in Pakistan. ACM Gold (Pvt) Ltd., a Pakistani brokerage firm has stepped ahead from its competitor by introducing a powerful trading platform, Meta Trader 5. It is one of the latest and most technologically advanced trading portals, which allows its users to trade conveniently online as well as on their smartphones.

Foreign Exchange

If you are an amateur in this field, you will find yourself baffled about Forex trading. It is the oldest yet the hardest form of trading. Only professional investors can deal with the pressure of currency trading. The risks are high due to quick changes in the currencies and its values, the returns are quick too. Totally worth it!

To invest in currencies, the investor should be keen about the various world markets. The economic and political situation of different countries of the world is essential to be known here. Do remember all currencies are inter-related. In order to trade, you should short one currency to put a long on another.

Real Estate Investment Trusts

Have you witnessed the recent developments in real estate market and the boom in their prices? Yes the real estate investments have become the talk of the market in Pakistan. Since a couple of decades, a fairly large development is seen in this sector.

Real Estate Investment Trusts provides you with high dividends and tax benefits from the government. Yes you guessed right. The returns depend on the economy of the country and the real estate market boom. So before to jump in, make a clear note of it.

All the markets and investment opportunities listed above will no doubt make money for you. But considering the risks and returns in your context will get you to the most suitable option. So what will be your move?

Four(4) Encouraging Investment Opportunities in Nigeria

If you’re an entrepreneur or investor looking where to invest your money with good returns, the following are smart investment opportunities in Nigeria that you can leverage on. Jumia Travel, the leading online travel agency, shares 4 smart investment opportunities in Nigeria that you can take advantage of.

  Livestock Farming

   This is one of the fastest growing business opportunities in Nigeria especially with the federal government’s ban on the importation of live or frozen poultry beds. It’s generally a booming business in Nigeria and with the 170+ millions mouths to feed, there will always be demand for livestock. The major challenges of this venture are lack of technical know-how and use of crude equipments, which hampers the industry’s growth, however if you have the adequate knowledge and patience to nurture this venture, you will reap immensely.

 Sewing Specialized Uniforms

   There are over 500 schools (crèche, primary and secondary) in Lagos alone and that number is still on the increase. These schools need uniforms and you can be the one to provide that. Aside educational institutions, individuals and corporate institutions also need uniforms for security personnel and staff, even military, paramilitary and non-paramilitary organizations need uniforms. You can position yourself to supply these uniforms and make good money from it.

 Real Estate 

 People are always going to need homes, apartments, residences, office spaces etc. Rather than piling your money up in the bank, invest in real estate. You can buy a land in a good location, give it time to appreciate and sell at a much higher price, or rent out an existing property. If you don’t want to go through the ups and downs of running a real estate development business,you can simply invest the development of shopping malls, residential apartments, events and conference halls etc. Some real estate consulting firms that can help with this are Cappa D’Alberto, Whitebricks, Propertylink Real Estate Investment Limited, Elegant Court etc.

 Daycare Center 

 It is surprising that more people are not leveraging on this business opportunity considering the increasing demand for quality child daycare services. Both parents are now working harder to generate enough income to keep the family going, thus increasing the demand for these daycare services. Yes there are a number of daycare centers but not many are of the exceptional and reassuring quality most parents are looking for, that’s why many parents will rather leave their children with a relative.

 You can leverage on this and come into this venture with exceptional service, recommendations and quality to help you stand out positively. You can start small as a small-scale babysitting service or nanny agency and expand to a full-scale childcare center.